Atom bank Reviews

13,076  •  Excellent
TrustScore 5 out of 5

4.8

In the Bank category

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Reviews4.8

13,076 total


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Rated 5 out of 5 stars

Happy to recommend Atom

The app works well, money moves in and out easily and no delays with immeadiate notifications, good rates available on its fixed term products, good info on account with statements and tax certificates, have never had any problems. Happy to recommend Atom.

Date of experience: July 27, 2024


Rated 5 out of 5 stars

Brilliant app

Brilliant app, reliable face recognition, excellent functionality on the app and easy to get info for tax etc as required. Way ahead of high street banks. Very good savings rates

Date of experience: July 25, 2024


Rated 5 out of 5 stars

Great savings option.

Great savings option with good competitive savings rates. Very easy to navigate app and there is always someone available to talk to. Would recommend highly and have helped others open accounts.

Date of experience: July 25, 2024


Rated 5 out of 5 stars

Small but efficient bank, great app

I opened a Fixed Saver account with Atom a few months ago, as they were offering a good rate of interest at that time. My account, which I manage via their app, was set up quickly and efficiently. I can log in via PIN, face or voice, which is very useful. The app itself is streamlined and intuitive to use. I have had no problems or issues so cannot comment on support.

Date of experience: July 24, 2024

Reply from Atom bank

Hey, it is fantastic that you find our interest rates to be very competitive. I am also delighted to see how you find the app. Happy saving :-) KH


Rated 5 out of 5 stars

Simple and straightforward

My wife has been using this platform for just over a year and it's so straightforward to move money around. There is also great communication when policies are maturing and the options to take. Got to be one of the best banks out there. Wish there was a current account as I would move everything here.

Date of experience: July 25, 2024


Rated 5 out of 5 stars

So easy

The app was incredibly easy to use. The rates are really good. When I moved country and got a new phone, the app stopped working (as mentioned in the terms and conditions) but the customer service were extremely helpful and were able to transfer all my funds for me with maybe 15 seconds of on hold time.

Date of experience: July 21, 2024

Reply from Atom bank

Hello, great to hear you were given amazing service, thanks for leaving us a 5 star review! KH


Rated 5 out of 5 stars

The process of using the atom online …

The process of using the atom online accounts are straight forward and easy to use. Would recommend using atom bank and the communication to advise it's customers of the best deals and when to renew or update their accounts is excellent.

Date of experience: July 25, 2024


Rated 5 out of 5 stars

Fixed term savings are a doddle

I have found the Atom app incredibly easy to use to set up a new savings account. When that fixed term was coming to an end, after chatting with a very helpful advisor through the app, it was so simple to open a new fixed saver and transfer the money over. Their rates are good too. I would thoroughly recommend Atom.

Date of experience: July 22, 2024

Reply from Atom bank

Hi there,
Thanks for taking the time to leave us a great 5 star review. Glad to hear you're enjoying our services and have decided to stay! I'll pass the message to the agents you spoke to, I'm sure they will be thrilled!
If you ever need to speak to us just give us a call on 0333 399 0050, email us at customersupport@atombank.co.uk or pop through the Live Chat in the app. We are here 7 days a week from 8am-8pm. LT


Rated 5 out of 5 stars

So easy and good rates

Very easy to open a new account online via the app. Existing customer so I knew how good the bank is. Overall very happy.

Date of experience: July 04, 2024


Rated 5 out of 5 stars

Clarity and confidence

Atom has many helpful features. It has a very clear interface for a start. With a fixed saver account Atom projections are accurate to the penny and the day, and interest is always paid on time. With Atom one can be totally confident that what they offer is what you get - without any hassle. A five star rating is well deserved.

Date of experience: July 20, 2024

Reply from Atom bank

It was fantastic to read your review. Thank you for the kind words. SW


Rated 5 out of 5 stars

Web site is so easy to use

So easy to transfer my existing atom bank a ccount which had ex pired to a different account again with Atom . All relevant interest rates were easily accessible and all tool a matter of minutes .
Would highly recommend AtomBank .

Date of experience: July 18, 2024

Reply from Atom bank

Thanks for the review Chris. Great to see you are happy with Atom Bank and would recommend us. SW


Rated 5 out of 5 stars

Everything was straight forward in…

Everything was straight forward in setting up the account
Interest was very good at time of opening my fixed term account
At the end of the term it was straight forward to reinvest or move to another account I haven't done anything as yet as I'm possibly investing in a property if this don't happen I will reinvest with them again


Date of experience: July 18, 2024

Reply from Atom bank

Thanks for your kind words Terry. SW


Rated 5 out of 5 stars

Atom Bank provides an easy to use app…

Atom Bank provides an easy to use app with very competitive interest rates on both instant access and fixed saving rates over a range of periods.
I use it for both the instant access ( for balances to transfer to my current account) and savings till I can take out an isa in 2025.

Date of experience: July 12, 2024

Reply from Atom bank

Great to hear you like our App David. Thanks for the 5 stars. SW


Rated 2 out of 5 stars

Poor Customer Relations

No issue with the bank as such (though,in my experience no better orworse than many others) but on closing my Fixed Saver which matured this week I had a query and had an email exchange with 6 different people in Customer Relations…no continuity and repeating myself numerous times. When I was in Customer Rels. for a while we at least had a policy that one person saw a queryright through to avoid long .discussions’ like this. I asked for the CEO name/em address to no avail. In summary, OK company unless you have any personal queries.

Date of experience: July 09, 2024

Reply from Atom bank

Good afternoon, thank you for taking the time to leave this review and for the feedback of your experience.
I would like to apologise that your query was not dealt with by the same person from the start up until it was resolved. I will feed this back to be considered moving forward.
If there is anything further we can assist with, please reach out by giving us a call on 0333 399 0050 popping on the in-app Live Chat or by emailing us at customersupport@atombank.co.uk
We are open 8am - 8pm seven days a week.
Many thanks - FB


Rated 5 out of 5 stars

Opened fixed one year saving last year…

Opened fixed one year saving last year with excellent interest rate. Atom informed me a couple of weeks ago that it was due for renewal. Sadly Atom do not have Isa’s. Unfortunately I have had to put it into another account. The app was really easy to use and I have just woke up to see that my money has been transferred into my requested account. If Atom was to have an Isa I would never hesitate to use them. Many thanks Bob.

Date of experience: July 19, 2024

Reply from Atom bank

Thanks for the review and 5 stars Bob. We hope to offer ISA's in the future. SW.


Rated 5 out of 5 stars

Great service

Kept informed when savings maturity coming to an end. Fast reliable transfer. Great interest rate.

Date of experience: July 18, 2024


Rated 5 out of 5 stars

I've had an Atom account for a couple…

I've had an Atom account for a couple of years now. I can't fault them, great savings rates and great service with absolutely no issues at all. Regular communication and helpful when needed. A great banking choice!

Date of experience: July 18, 2024

Reply from Atom bank

Thank you for taking the time to leave us your lovely review Rebecca, we appreciate it a lot! 🧡 NA