Philip Koopman’s Post

Landing functional solutions in this field needs still time. The driver focus remains paramount, especially considering the traffic changes in major cities derived from bicycles and electric scooters.

PARTIAL DRIVING SYSTEMS NEED MORE WORK, SAYS IIHS: First-ever study from the Insurance Institute for Highway Safety (IIHS) on 14 partial driving systems (Tesla’s “Autopilot”, GM’s “Super Cruise” et al.), showed that only one achieved an acceptable rating, with 11 deemed poor. Chief criticisms focus on the need for more robust safeguards to ensure drivers maintain focus when ceding control, as well as emergency escalation procedures to minimize risk when drivers don’t respond to attention reminders. IIHS states the new ratings are aimed at encouraging improvements that reduce intentional misuse, prolonged attention lapse, and design characteristics that increase risk in other ways, such as systems that can be operated when automated emergency breaking (AEB) is switched off or seat belts are unbuckled. IIHS states that manufacturers are already generating software updates to respond to these deficiencies, with may result in future ratings adjustments. As an example, the two Tesla systems tested used software that preceded the most recent 12/2023 recall.  #emergingissues #insuranceindustry #autoinsurance

As autonomous trucks become more prevalent on our roads, the question arises: How should insurance companies adapt their coverage strategies? Prepare for a shake-up! As premiums are redistributed across various business lines, conventional products and procedures may no longer suffice. It’s high time for insurance providers to begin exploring new avenues. Deloitte projects that advancements in autonomous technology could render approximately 380,000 long-haul truck drivers redundant over the next five years. This could significantly impact workers’ compensation insurers, potentially leading to a loss of around US$3 billion in premiums. However, the widespread adoption of autonomous vehicles could also trigger a redistribution of premiums across several insurance lines, including commercial auto, product and professional liability, and cyber coverage. Stay updated on the latest changes that could affect the trucking industry. #transportation #truckingindustry #trucking https://lnkd.in/er5k9g3W

How Will Self-Driving Cars Be Insured in the Future? At present, insurance coverage for traditional human-operated vehicles closely resembles that of autonomous technology. However, this balance may shift as autonomous systems become increasingly sophisticated.

Interesting approach from Waymo to prove the safety of its driverless vehicles. However, this argument is not comprehensive! The report neither speaks about the ODD neither there is data over the performance of driverless cars over a long period of time. Sure, driverless cars are better in some scenarios. But that argument cannot be extended to all the ODD’s that a driver normally is exposed to. Same goes for SPF and LPF. The safety case argument must also consider the occurrence of residual failures and their corresponding hazardous events during the life time of the usage of its hardware elements. Without these considerations this safety case argument remains incomplete.

What if we're pursuing the wrong technological solution to driver safety? The prevailing wisdom is that the more responsibility you take away from the human driver, the safer our roads will be--and maybe that will eventually be the case--but there's a much simpler intervention that doesn't require any technological breakthroughs. Speed limiters. (When you think about it, autonomous vehicles are speed-limited, so why not just force cars to stay at or very near posted speed limits?) https://lnkd.in/e9zZF-k3

Just two months ago, in December 2023, the Insurance Institute for Highway Safety / Highway Loss Data Institute (IIHS) reported that 20 automakers fulfilled a voluntary pledge to equip nearly all the light vehicles they produce for the U.S. market with automatic emergency braking (AEB). IIHS expects the voluntary commitment to prevent 42,000 crashes and 20,000 injuries by 2025. IIHS President David Harkey said: “The successful completion of this milestone shows what can be achieved when automakers and safety advocates work together toward our common goal of eliminating as many crashes as possible.” By mass-manufacturing our M Platform automotive-grade lidar, we support the ongoing effort to advance vehicle safety systems. We are proud to work with organizations, including Mcity, Tier I suppliers, and OEMs worldwide, to prevent collisions and save lives. Learn more about our M Platform sensors: https://lnkd.in/gtuWehg9 👏 👏 👏 Mercedes-Benz AG, JLR, AUDI AG, BMW Group, Hyundai Motor Group, Honda, Toyota Motor Corporation, General Motors, Ford Motor Company, Volvo Group, Mitsubishi Corporation, Porsche Cars North America, Volkswagen, Mazda North American Operations, Nissan Motor Corporation, Stellantis, Subaru of America, BMW Group, Kia Motors Read more from IIHS: https://lnkd.in/giPmxKCN

The age of driver surveillance by their own car is here, and I don't think most people are ready for it. The Insurance Institute for Highway Safety (IIHS), a USA-based industry association for auto insurers, has released its ratings of partial automation systems. As per The Verge's reporting, "Only one was found to be acceptable: Lexus’ Teammate with Advanced Drive. Two were rated marginal: GM’s Super Cruise and Nissan’s ProPilot Assist. And the rest, including BlueCruise and Tesla’s FSD, were rated poor." The study itself is here: https://lnkd.in/gYuGyQ8d. The study itself is interesting, and shows that no player has real dominance in safety yet; it also shows that upgrades could be easily achieved, so expect rapid improvements in this space. Rapid, that is, if the OEMs wish to pursue. I wonder if they will. Consumers everywhere expect a device that they own to do what they want when they want it. I'll suggest that this is especially true of drivers' expectations of their cars; and even more especially true of American drivers, for many of whom liberty is an overriding concern. And yet, increasingly, cars are becoming devices that won't permit you to misuse them, and will monitor you to ensure you don't. The interior of our cars has, for many, long been a space where you were safe, comfortable, and separated from the world. Increasingly, in future, it will not be. It's relevant here that this is the insurance industry that is offering these ratings. How long before submitting to such in-car surveillance is necessary to get the best rates? How long before rates, absent such surveillance, are so high as to be unaffordable to most? And how will drivers react when these questions are unavoidable? The values of "safety" and of "autonomy" are going to collide soon. I am not sure how the clash will resolve itself. https://lnkd.in/gXpq5v9X

“Level 5, highly automated vehicles that work anywhere a human would drive, will never exist” 💥 “We will never develop an automated system to go out in a blizzard to go get ice cream” Pretty bold statements by Brian Reimer 🤔 I don’t have the competences to assess if he has right or not …however an additional confirmation about a really really long timeframe to have autonomous car make a dent on the personal auto #insurance business By the way, this elaborated article provides even interesting considerations around ADAS and their impact on insurance 👉🏻 https://bit.ly/3LADhbl Once upon a time, futurologists were telling us that autonomous cars will quickly disrupt personal auto insurance About five years ago, I bet with different friends (VERY optimistic on self-driving cars) here on Linkedin about the time necessary to see this happening. Here, some flashbacks about past predictions...and the bets https://bit.ly/3Rzs6DS 🤣 #iotisobs #insurtech

The adoption rates of ADAS continue to grow, bringing exciting and potentially life-saving features to our roads. Todays trucks are equipped with technology that can: Warn drivers about blind spots Alert when a lane departure occurs Rapidly decelerate to a full stop from speeds up to 50 mph These advancements are a far cry from the days when cruise control was considered cutting-edge! Check out this insightful article on the latest in ADAS technology and its impact on road safety: #ADAS #vehiclecalibration #OpusIVS #autocollision